Securing Finance Doesn't Need a Good Credit
Applying Does NOT Affect Your Credit Score
CashUSAToday offers you an online installment loan to handle unexpected expenses. We take it as our responsibility to guide you and clearly explain all terms, conditions, and requirements.
Quick Cash Offering
Emergencies can’t wait. CashUSAToday ensures you can access funds quickly by following simple and easy steps.
Open and Understandable Terms and Fee Structure
It’s important to understand loan terms clearly, including repayment terms and timelines. CashUSAToday maintains complete transparency—there are no hidden fees, so you can borrow with confidence.
Available to Solve Customer Queries
Our team is always available to answer your questions and resolve any issues. During working hours, our loan experts are ready to guide you and provide the assistance you need.
Opportunity to Improve Your Credit Score
CashUSAToday gives you a chance to strengthen your credit. A positive repayment history can help improve your credit score and future borrowing opportunities.
Easy Application Process
We make applying for a loan stress-free. CashUSAToday requires minimal documentation—only proof of stable income is the main requirement.
Our online installment loans are designed to cover your unexpected and emergency expenses. Examples include car repairs, medical bills, family trips, etc. Our loans are meant to handle these kinds of situations.
This loan service is an alternative option for those rejected elsewhere. The process does consider credit factors, but it is not completely dependent on credit score. We cannot always provide the exact amount of funding you expect. Our funding is limited and ranges within certain amounts. (For first-time borrowers: $100 to $1,500; for repeat borrowers: up to $3,500.)
Late fees are charged according to our terms and conditions, which are clearly explained at the time of borrowing. In case of late repayment, an extra amount is charged. If repayment is delayed or not made, we will contact the borrower. Our collection methods follow the guidelines of the federal Fair Debt Collection Practices Act (FDCPA). If necessary, we may hire third-party collectors to recover the funds.
Loan Disclosure Information:We offer online installment loans with repayment terms from 61 days to 12 months, subject to state laws and eligibility. We offer loans up to 35.99% APR; actual APR depends on your profile and state laws. Typical repayment for a $300 loan is 2–6 months.
Privacy:We don’t sell your information; limited sharing with trusted providers (verification, payment) to process your application.
Fees and Charges: No fees other than interest and a $20 NSF (non-sufficient funds) fee for returned payments. No prepayment penalties.
Secure and Compliant: CashUSAToday complies with applicable federal and state regulations and encourages responsible use of credit.
Licensed Direct Lender Notice: CashUSAToday is a licensed direct lender offering short-term and installment loans directly to eligible borrowers. All loan terms will be presented clearly before final approval.
CashUSAToday collects all the necessary data concerning the credit history of loan applicants from a third party source, and not from any of the major credit bureaus, namely Experian, Equifax or TransUnion.
CashUSAToday is a brand of Silver Financial Capital. We offers products created specifically to meet your short term borrowing needs only. Our system automatically verifies your application, and the approval/rejection and the time taken in the process are determined by the information provided through the application form. We do not guarantee approval if your information lacks authenticity. How much you qualify for also determined by your repayment capability based on your income status- apart from state laws. Please be aware that this service may not be available in all states. Loans are not offered in the State of Illinois. Any application submitted by an Illinois resident will be deemed null and void, will not be accepted or approved, and shall create no lender–borrower relationship, duties, or obligations of any kind. No offer, solicitation, or agreement to provide credit is made or intended to any person in Illinois, and any attempted application is void where prohibited by law. Remember that applications that are submitted post 6:00 PM CST are reviewed on Monday- or the next business day if it happens to be a holiday.
The cost of this type of borrowing can be high. They should not be considered a choice for long-term borrowing. These lines of credit or loans are usually used to cover unforeseen expenses such as car repairs, travel, medical bills, or other essential expenses. It is important to consider alternative credit options, such as credit card cash advances, personal loans, home equity lines of credit, existing savings, or borrowing from friends or relatives, as they may be cheaper, more convenient, and best suited for your financial situation.
For any kind of help regarding our products and services, you may contact our team. Phone number: (800) 953-8114, Email:- support@cashusatoday.com.
* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashUSAToday
Footnotes: *We just charge interest rate under APR with no other charges. There is however NSF of $20 for returned payment. No fee for paying off your loan early.