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Installment loans faq
Installment loans are obtained for long-term financial needs. They are repaid in pre-scheduled installments over the period of several weeks.
The terms to qualify for an installment loan are:
  • Submit proof of income (current employment)
  • Permanent resident of United States
  • Must be 18 years of age or older
  • Valid savings account
The amount of money you can borrow depends on your earnings. The maximum lending amount varies with each lender, and is usually limited to $1000.
Bad credit is never a concern for granting an installment loan. We consider your earnings to analyze your repayment capabilities before approving the loan.
We follow all guidelines to safeguard the privacy of our customer data. All the information provided by you is confidential and protected against unauthorized access
We appreciate early payments and may consider a partial refund of your processing fee. There are no penalties for paying the amount beforehand. When you make early payments, it will help your finances by reducing the fees and interest on the loan.
Though we do not consider credit scores to approve a loan, we provide a credit report to ensure a transparent loan process and avoid possible frauds.
If you no longer feel the need for the loan, you can conveniently cancel the transaction and return the money within three days. There would be no discrepancies and we accept the money without any questions asked.
State policies treat late payments differently. Please refer to the loan agreement for the policies on late payments. Additional fees could be charged for late payments.
We process applications as quickly as possible once we receive all necessary and required documents. We will generally transfer the funds to your account by the next business day. But for security reasons, we make sure you are reachable at your contact number before transferring the amount.
After your loan is processed, we will inform you of your approval status through email.
There are two possible ways by which you can make payments. You can schedule an electronic transfer of funds directly from your account on the due date. You can also email us a check or money order. Please note that payments made through email will receive an additional charge.
Short term installment loans are obtained for quick financial assistance. These loans have simple repayment structures and can be repaid in monthly installments as per your convenience. Choose these loans when you need flexibility for monthly installments.
No collateral needed to qualify for an installment loan with us. We consider other aspects such as income when approving the loan. Please refer to the eligibility criteria.
Didn’t find your answer here? E-mail us at support@cashusatoday.com

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Applying Does NOT Affect Your Credit Score

CashUSAToday collects all the necessary data concerning the credit history of loan applicants from a third party source, and not from any of the major credit bureaus, namely Experian, Equifax or TransUnion.

CashUSAToday is a brand of Silver Financial Capital. We offers products created specifically to meet your short term borrowing needs only. Our system automatically verifies your application, and the approval/rejection and the time taken in the process are determined by the information provided through the application form. We do not guarantee approval if your information lacks authenticity. How much you qualify for also determined by your repayment capability based on your income status- apart from state laws. Remember that applications that are submitted post 6:00 PM CST are reviewed on Monday- or the next business day if it happens to be a holiday.

The cost of this type of borrowing can be high. They should not be considered a choice for long-term borrowing. These lines of credit or loans are usually used to cover unforeseen expenses such as car repairs, travel, medical bills, or other essential expenses. It is important to consider alternative credit options, such as credit card cash advances, personal loans, home equity lines of credit, existing savings, or borrowing from friends or relatives, as they may be cheaper, more convenient, and best suited for your financial situation.

For any kind of help regarding our products and services, you may contact our team. Phone number- (800) 953-8114, email- support@cashusatoday.com.

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashUSAToday