Online Installment Loans - Direct Lender

Transparent rates · No hard credit checks · APR up to 35.99%

Apply Now

Applying won’t affect your credit score (no hard pull)

Yes, There Is A Better Alternative to Online Payday Loans

Secure online installment loans from a direct lender — fast decision

application process

Fast, paperless application

Easy Approval of loans

Easy online application — bad credit considered

No third party

Direct lender — no middlemen

Felible payments

Flexible biweekly or monthly payments

How Our Direct Lender Installment Loans Work

apply online

Fill our secure application form in less than 2 minutes

Installment loans instant approval
GET FAST APPROVAL

We review your details quickly—no lengthy paperwork

quick cash loans
ACCESS QUICK CASH

Same-day deposit possible; most others fund next business day

Online installment loans
online installment loans direct lenders only

Why Choose a Direct-Lender Installment Loan

  • Transparent terms and rates
  • Direct lender — no middlemen
  • Easy, paperless online application
  • Bad credit considered
  • Direct deposit of funds (often same day)
  • No hard credit checks (soft inquiry may be used)
  • No prepayment penalties
  • Fast decision
  • Licensed, state-regulated lender
  • We don’t sell your info; limited sharing to process.

Monthly Installment Loans for Bad Credit from a Direct Lender

A funding option that fits your budget

People searching for “no credit check” loans often want a predictable monthly-payment option from a direct lender. We don’t perform hard credit checks; a soft inquiry may be used. CashUSAToday offers online installment loans that can help with short-term expenses and are repaid in monthly installments. Borrow up to $1,500 (where available) and repay over time. Availability varies by state; eligibility required.

Choose CashUSAToday — your online installment loan direct lender - fast decision

Join thousands of borrowers—choose secure, direct-lender funding

Prefer clear, predictable payments? Start with a short online application—it only takes a few minutes. We consider all credit profiles. If approved, funding is often available the same day; otherwise the next business day, depending on bank processing. Your income and state eligibility determine how much you qualify for. You can apply online anytime and, if approved, funds are deposited directly to your bank account. No prepayment penalties; a $20 NSF fee may apply for returned payments. Compare amounts: $100 loan, $200 loan, $300 loan, $400 loan.

What Our Customers Say


Same-day deposit possible; most others fund next business day.
Apply For a Loan

Applying Does NOT Affect Your Credit Score

CashUSAToday collects all the necessary data concerning the credit history of loan applicants from a third party source, and not from any of the major credit bureaus, namely Experian, Equifax or TransUnion.

CashUSAToday is a brand of Silver Financial Capital. We offers products created specifically to meet your short term borrowing needs only. Our system automatically verifies your application, and the approval/rejection and the time taken in the process are determined by the information provided through the application form. We do not guarantee approval if your information lacks authenticity. How much you qualify for also determined by your repayment capability based on your income status- apart from state laws. Remember that applications that are submitted post 6:00 PM CST are reviewed on Monday- or the next business day if it happens to be a holiday.

The cost of this type of borrowing can be high. They should not be considered a choice for long-term borrowing. These lines of credit or loans are usually used to cover unforeseen expenses such as car repairs, travel, medical bills, or other essential expenses. It is important to consider alternative credit options, such as credit card cash advances, personal loans, home equity lines of credit, existing savings, or borrowing from friends or relatives, as they may be cheaper, more convenient, and best suited for your financial situation.

For any kind of help regarding our products and services, you may contact our team. Phone number: (800) 953-8114, Email:- support@cashusatoday.com.

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashUSAToday

Footnotes: *We just charge interest rate under APR with no other charges. There is however NSF of $20 for returned payment. No fee for paying off your loan early.