Rates and Fees

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Applying Does NOT Affect Your Credit Score

Installment Loan Rates

CashUSAToday Affordable Rates and Fees

Loan Terms:

A CashUSAToday™ installment loan is a small dollar loan with a simple loan application and a flexible loan term. Loan amounts may vary and are dependent upon qualification criteria. First time customers typically qualify for an installment loan of up to $500, where as existing customers can avail up to $1000

Every installment loan comes with a 72-hour Satisfaction Guarantee. If you change your mind about your installment loan, simply email us at support@cashusatoday.com to return the principal within 72 hours and pay nothing more.

Upon approval, funds are deposited into your account as soon as the next business day. CashUSAToday™ installment loans can be a smart alternative to paying credit card charges or overdraft fees.

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Loan Repayment:

With an installment loan from CashUSAToday, you have options for:

  • The amount of your installment loan and the size of your installment loan payments
  • The number of installment loan payments set to a personalized schedule for up to 6 months.

Rates and Fees:

Our fee for an Installment Loan is $30 for every $100 borrowed, with an APR (Annual Percentage Rate) generally ranging from 365.00% to 1564.28%, depending on the length and the number of agreed schedule of payments.

  • If you pay early, your fee will be adjusted accordingly based on your truncated payment schedule. The sooner you repay your loan, the less you will owe in finance fees.
  • NSF fees for a returned payment is $20. There are no fees for paying off your loan early.
  • The APR and fees on your loan will vary depending on the loan amount and the terms of your loan. Complete disclosures of APR, fees, and payment terms are provided within the Loan Agreement per TILA (TRUTH-IN-LENDING DISCLOSURES). Refer to our FAQ for additional details.

Sample loan of $200: click here to see the payment schedule

Your payment schedule will be:
Number of Payments Amount of Payments When Payments Are Due
1 $74.00 January 2, 2020
1 $69.79 January 17, 2020
1 $65.60 February 1, 2020
1 $61.39 February 17, 2020
1 $57.19 March 3, 2020
1 $53.00 March 20, 2020
1 $48.79 April 4, 2020
1 $44.59 April 20, 2020
1 $40.39 May 4, 2020
1 $36.19 May 19, 2020
1 $78.00 June 3, 2020

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Applying Does NOT Affect Your Credit Score

CashUSAToday collects all the necessary data concerning the credit history of loan applicants from a third party source, and not from any of the major credit bureaus, namely Experian, Equifax or TransUnion.

CashUSAToday offers products created specifically to meet your short term borrowing needs only. Our system automatically verifies your application, and the approval/rejection and the time taken in the process are determined by the information provided through the application form. We do not guarantee approval if your information lacks authenticity. How much you qualify for also determined by your repayment capability based on your income status- apart from state laws. Remember that applications that are submitted post 6:00 PM CST are reviewed on Monday- or the next business day if it happens to be a holiday.

The cost of this type of borrowing can be high. They should not be considered a choice for long-term borrowing. These lines of credit or loans are usually used to cover unforeseen expenses such as car repairs, travel, medical bills, or other essential expenses. It is important to consider alternative credit options, such as credit card cash advances, personal loans, home equity lines of credit, existing savings, or borrowing from friends or relatives, as they may be cheaper, more convenient, and best suited for your financial situation.

For any kind of help regarding our products and services, you may contact our team. Phone number- (800) 953-8114, email- support@cashusatoday.com.

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashUSAToday