Installment Loan Terms & Conditions

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Terms and Conditions

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Contact Information

Address: CashUSAToday, 8 The Green, Suite #8084, Dover, DE 19901

Call Us: (800) 953-8114

Mail: support@cashusatoday.com

At CashUSAToday, we are committed to providing the most convenient and transparent loan products to our customers. Our loans never have hidden fees or surprise charges and are always clearly disclosed.

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Licensed direct lender providing fast, transparent installment loans since 2013. Trusted by 50,000+ borrowers nationwide.

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General Loan Information

CashUSAToday is one of the standalone brands of Silver Financial Capital, specializing in offering same-day* installment loans online for short-term credit crunch only. This is an expensive short-term funding option and is not suitable as a long-term solution. Our small installment loan products are usually used to cover short-term unplanned expenses such as car repairs, sudden travel costs, medical bills, high-cost debt consolidation, etc.

As a responsible direct loan lender, we advise you to consider other alternative credit options such as credit card cash advances, home equity lines of credit, your existing emergency funds, personal loans, or borrowing from friends as well before taking out a loan online from us. You should aim for a cheaper and convenient funding option that aligns with your situation and budget to avoid falling into further debt.

  • CashUSAToday sources your essential credit history data from alternative third party in contrast to gathering the credit information from major credit bureaus such as Equifax, Experian and TransUnion.
  • Same-day* Approval- Our same-day* installment loans approval depends on your creditworthiness and successful validation of your submitted data. Understand that your eligibility for maximum borrowing limit is subject to credit qualifications. Successful completion of your previous loan increases your eligibility to qualify for a higher loan amount.
  • Guaranteed Approval*- No lender can claim to offer guaranteed loan approval, if your profile lacks authenticity and application reflects incorrect details. CashUSAToday approves your application for online installment loan based on your present income status and other loan requirements mentioned in the eligibility criteria section. We DO NOT endorse GUARANTEED APPROVAL. However, we guarantee a “quick loan approval decision”.
  • CashUSAToday’s lending service is subject to state residency requirements and therefore not operational in all the states. Our installment loans online are not available specifically in Illinois. Therefore, any loan application from Illinois residents will be deemed void. Such a loan application submission will not establish any borrower- lender agreement or lending relationship legally.
  • Loan approval decision time is subject to date and time of submission online. It is important to note that any loan application submitted after 4.00 PM EST will be reviewed on next business day.
  • Disclosure of Costs (TILA Compliance). There are no hidden charges of any kind. There is no origination or application fee. We charge a standard interest rate under APR. However, there is a Non- Sufficient Funds (NSF) fee of $30 for returned payment. There is NO PREPAYMENT FEE for early loan payoff. Full disclosure will be provided before the loan agreement implementation.
  • TILA Representative Example (Required by Regulation Z): Refer to Truth-In-Lending Disclosures
  • Same-day* funding is applicable only on applications that are completed, verified and approved before 4 PM EST on a business day. Please be aware that same-day* funding time is subject to approval timing and banking delays. To avoid delay in loan approval, provide all the requested documents on time for quick verification.

Same-day* funding possibility also depends on the processing time of your bank, which is further impacted by weekends, general public holidays and bank holidays.

For any kind of help regarding our products and services, you may contact our team. Phone number: (800) 953-8114, Email: support@cashusatoday.com.

* I have read and understand the Terms and Conditions & Privacy Policy of this online loan. All loans financed by CashUSAToday.

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