$800 Loan Online — Fast Decision & Same-Day Deposit Possible

An $800 installment loan covers mid-size expenses—car repairs, overdue utilities, or medical co-pays—without a lump-sum payday payoff. Apply online in minutes and see clear terms before you accept. We assess income and ability to repay (not just a score). If approved, funds are sent by direct deposit; your bank’s cutoff determines how fast they post. Start your application and review pricing anytime on Rates & Terms.

An $800 loan is a smart middle ground when $300–$500 won’t cover it, but $1,000+ feels excessive. It fits one-time needs you want to spread over a few months with predictable monthly payments. Because we use a soft inquiry (no hard pull), applicants with limited or rebuilding credit can still be considered. Check Rates & Terms to estimate payments before you accept.

Complete a short, secure form with your income and checking-account details. We quickly review your ability to repay and present a straightforward offer. If you accept, we trigger direct deposit to your bank. Posting speed depends on your bank’s same-day cutoff and processing windows.

• Fill out the online form (minutes)
• Get a fast decision
• Accept the offer and e-sign
• Receive funds by direct deposit

Qualifying is simple and built around verifiable income and an active checking account. We don’t perform hard credit checks; a soft inquiry may be used to confirm information. Exact availability and terms depend on your state and eligibility.

Be at least 18 years old

U.S. citizen or permanent resident

Verifiable regular income

Active checking account (ACH/direct deposit)

Valid contact details

We publish transparent pricing so you can compare before you commit. APR up to 35.99% with 61–12 month terms based on eligibility and state rules. There are no prepayment penalties, and a $20 NSF fee may apply for returned payments. Paying early can reduce interest.

• APR up to 35.99%
• Terms 61–12 months
• No prepayment penalties
• $20 NSF may apply (returned payments)

Funding Speed for $800 Loans (Same-Day Possible)

Funding speed depends on approval time and your bank’s posting schedule. Same-day deposit is possible when approvals finalize before your bank’s cutoff and the bank posts the same day. Approvals after hours, weekends, or holidays usually post the next business day. We’ll send email and portal updates so you know when to expect funds.

• Same-day possible when bank cutoff is met
• Next business day typical after hours/weekends/holidays
• Email/portal updates on status

Representative Example — $800 Loan

An example $800 loan repaid over 6 months at 35.99% APR results in 6 payments of $147.70 (total $886.20). Your actual APR, term, and payment schedule may differ based on eligibility and state rules. Review Rates & Terms before accepting any offer.

Check your $800 loan options — fast decision & direct deposit.

Footnote: Same-day deposit depends on bank cutoff and posting times; most others post next business day.