Loan Terms:

A CashUSAToday™ installment loan is a small dollar loan with a simple loan application and a flexible loan term. Loan amounts may vary and are dependent upon qualification criteria. First time customers typically qualify for an installment loan of $1,000 to $1500

Every installment loan comes with a 72-hour Satisfaction Guarantee. If you change your mind about your installment loan, simply email us at to return the principal within 72 hours and pay nothing more.

Upon approval, funds are deposited into your account as soon as the next business day. CashUSAToday™ installment loans can be a smart alternative to paying credit card charges or overdraft fees.

Loan Repayment:

With an installment loan from CashUsaToday, you have options for:

  • The amount of your installment loan and the size of your installment loan payments
  • The number of installment loan payments set to a personalized schedule for up to 6 months.

Rates and Fees:

Our fee for an Installment Loan is $30 for every $100 borrowed, with an APR (Annual Percentage Rate) generally ranging from 365.00% to 1564.28%, depending on the length and the number of agreed schedule of payments.

  • If you pay early, your fee will be adjusted accordingly based on your truncated payment schedule. The sooner you repay your loan, the less you will owe in finance fees.
  • NSF fees for a returned payment is $20. There are no fees for paying off your loan early.
  • The APR and fees on your loan will vary depending on the loan amount and the terms of your loan. Complete disclosures of APR, fees, and payment terms are provided within the Loan Agreement per TILA (TRUTH-IN-LENDING DISCLOSURES). Refer to our FAQ for additional details.

Sample loan of $200: click here to see the payment schedule

Your payment schedule will be:
Number of Payments Amount of Payments When Payments Are Due
1 $74.00 January 2, 2017
1 $69.79 January 17, 2017
1 $65.60 February 1, 2017
1 $61.39 February 16, 2017
1 $57.19 March 3, 2017
1 $53.00 March 20, 2017
1 $48.79 April 4, 2017
1 $44.59 April 19, 2017
1 $40.39 May 4, 2017
1 $36.19 May 19, 2017
1 $78.00 June 3, 2017


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*I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashUSAToday